Start with a single dispute for $9.97, or subscribe to Pro for your full credit repair journey. No hidden fees.
Try it out
one-time
1 dispute round
Your credit repair plan
per month
3 dispute rounds every month
Every credit gives you everything you need to dispute accounts with all three bureaus
Separate dispute letters for Equifax, Experian, and TransUnion
AI-powered arguments citing federal consumer protection statutes
Professional format ready to print and mail, or use our mailing service
Your credits never expire - dispute on your schedule
Every purchase includes full access to our powerful dashboard tools - no extra charge
Track all your disputes in one place with status updates and deadline reminders
Get notified when 30-day and 45-day deadlines are approaching for each dispute
Generate follow-up letters citing FCRA violations when bureaus don't respond
File complaints with the Consumer Financial Protection Bureau when bureaus fail to respond
Track results of each dispute with detailed outcome logging per account
Our AI identifies potential FCRA violations in your accounts automatically
Skip the post office. Our mailing service prints, signs, and mails your dispute letters directly to the credit bureaus.
USPS First Class
Starting from
per letter
With tracking
Starting from
per letter
Prices vary based on letter length and destination.
See how DisputeAI stacks up against other options
| Feature | DisputeAI | Credit Repair Co. | DIY Templates |
|---|---|---|---|
| Cost | From $9.97/dispute | $50-150/month | Free - $30 |
| Unique Letters | Varies | ||
| AI Analysis | Manual | ||
| Instant Delivery | Days/Weeks | ||
| Flexible Pricing | Credits or Monthly | Monthly only | |
| Dispute Tracking Dashboard | Extra Fee | ||
| Follow-Up Letters | 1 Credit | Extra Fee | |
| CFPB Complaint Generator |
If our AI doesn't generate quality dispute letters, we'll refund your purchase - no questions asked. We stand behind our service completely.
1 credit = 1 complete dispute round with letters to all 3 credit bureaus (Equifax, Experian, and TransUnion). Each round can include up to 15 accounts.
No! Credits never expire. Buy them now and use them whenever you need — there's no rush or pressure. Pro subscribers get 3 new credits each month, and unused credits always roll over.
Starter is a one-time purchase of 1 credit — perfect for trying the service. You get 1 dispute round covering up to 15 accounts. Pro is a monthly subscription that gives you 3 credits every month (up to 45 accounts/month), with unused credits rolling over. Pro is ideal if you're going through the full credit repair process, which typically takes 3-6 months of dispute rounds.
Start disputing inaccurate items today and take control of your credit report.