No hidden fees. No monthly subscriptions. Buy credits once and use them whenever you need. Credits never expire.
Perfect for testing
Best for most users
Every credit gives you everything you need to dispute accounts with all three bureaus
Separate personalized letters for Equifax, Experian, and TransUnion
Legally-sound arguments citing proper federal statutes
Professional format ready to print and mail immediately
Use your credits anytime - no rush, no pressure
Every purchase includes full access to our powerful dashboard tools - no extra charge
Track all your disputes in one place with status updates and deadline reminders
Get notified when 30-day and 45-day deadlines are approaching for each dispute
Generate follow-up letters citing FCRA violations when bureaus don't respond
File complaints with the Consumer Financial Protection Bureau when bureaus fail to respond
Track results of each dispute with detailed outcome logging per account
Our AI identifies potential FCRA violations in your accounts automatically
See how DisputeAI stacks up against other options
| Feature |
DisputeAI
|
Credit Repair Co. | DIY Templates |
|---|---|---|---|
| Cost | $6.70 - $9.97 | $50-150/month | Free - $30 |
| Unique Letters | Varies | ||
| AI Analysis | Manual | ||
| Instant Delivery | Days/Weeks | ||
| No Subscription | |||
| Dispute Tracking Dashboard | Extra Fee | ||
| Follow-Up Letters | Extra Fee | ||
| CFPB Complaint Generator |
If our AI doesn't generate quality dispute letters, we'll refund your purchase - no questions asked. We stand behind our service completely.
1 credit = 1 complete dispute package with 3 bureau-specific letters. You can include up to 15 accounts in each dispute.
No! Credits never expire. Buy them now and use them whenever you need - there's no rush or pressure.
Each credit allows you to dispute up to 15 accounts. If you have more, you can purchase additional credits.
Start disputing inaccurate items today and take control of your credit report.