
Your FCRA Rights: 8 Things Credit Bureaus Are Legally Required to Do
Most people know they can dispute credit report errors. Far fewer know the full scope of their rights under the Fair Credit Reporting Act — including the right to sue for damages when bureaus break the law. Here are the 8 specific things Equifax, Experian, and TransUnion are legally required to do.
Latest Articles

7 Common Credit Report Errors That Are Hurting Your Score (And How to Dispute Them)
A Federal Trade Commission study found that 1 in 5 consumers has an error on at least one credit report. These mistakes can cost you hundreds of points and thousands of dollars in higher interest rates. Here are the 7 most common errors and step-by-step instructions to dispute them.

How to Remove Collections From Your Credit Report in 2026 (Step-by-Step Guide)
Collections on your credit report can drop your score by 100+ points. Learn proven strategies to remove them legally and restore your credit in 2025.

How to Read Your Credit Report: A Complete Beginner's Guide (2026)
Your credit report can be confusing with all its codes and numbers. Learn exactly how to read it, understand each section, and spot errors that could be dragging down your score.

The 609 Dispute Letter: Separating Fact from Fiction
Learn how to use Section 609 of the Fair Credit Reporting Act to dispute inaccurate items on your credit report and potentially improve your credit score.